Pay me, you owe me
Pay me my money down
Pay me or go to jail
Pay me my money down

I thought I heard the captain say
Pay me my money down
Tomorrow is our sailing day
Pay me my money down

Pay me, you owe me
Pay me my money down
Pay me or go to jail
Pay me my money down

Late last night we went into a bar
Pay me money down
They knocked us down with the end of a spar
Pay me my money down

Pay me, you owe me
Pay me my money down
Pay me or go to jail
Pay me my money down

I wish I was Mr. Howard's son
Pay me my money down
Sit in the house and watch the work getting down
Pay me my money down

Pay me, you owe me