[Liam Payne] I don't wanna be broke when I d-i-e Wanna be livin' it up in VIP Trying to get in the club, they want to see ID Want me to wear nice shoes and a t-i-e I've been workin' and gettin' by But that ain't enough to satisfy 'Cause I got dreams for you and I So I got money on my mind So if you wanna stack it up, man, you gotta work for it I, I, I, I, I, I Ain't nobody's gonna be doing it for ya I, I, I, I, I I got dreams and I got time But that ain't enough to get me by So I stack it up, man, I gotta work for it Yeah, I got money on my mind I-I, I-I I got money on my mind I-I, I-I I wanna flex hard like D-O-E But right now my car need the M-O-T And I can't give the valet a T-I-P But like him, I got dreams and they're B-I-G Tried to be a better guy But that weren't enough to satisfy I got dreams for you and I I got money on my mind So if you wanna stack it up, man, you gotta work for it I, I, I, I, I, I Ain't nobody's gonna be doing it for ya I, I, I, I, I I got dreams and I got time But that ain't enough to get me by So I stack it up, man, I gotta work for it Yeah, I got money on my mind I-I, I-I I got money on my mind I-I, I-I [A Boogie Wit da Hoodie] Yeah, I know shit don't come free, you gotta work for it (gotta work for it) Lamborghini Urus, bought it when I first saw it (skrrt, when I first saw it) She caught me creepin', I had to buy her a purse for it (purse for it) I think if I ain't have money, I'd be the worst for her And if I ain't have money, I woulda be lost or The loudest ones was the brokest, I was a shit-talker The loudest ones was the brokest and now we strugglin' Girls called me friend, now they owe me, that money comin' in (that money comin' in) Saint Laurent fiend, I put it in Louis luggages Took her to Celine, bought her a couple luggages Wasn't always sweet, Capri Suns for fifty cents Now I just hate to reminisce (to reminisce) [Liam Payne] So if you wanna stack it up, man, you gotta work for it I, I, I, I, I, I Ain't nobody's gonna be doing it for ya I, I, I, I, I I got dreams and I got time But that ain't enough to get me by So I stack it up, man, I gotta work for it Yeah, I got money on my mind I-I, I-I I got money on my mind I-I, I-I I got money on my mind